Cosmetic Damage Exclusion Texas: Find It on Your Policy
The Texas cosmetic damage exclusion (HO-145, TDP-022) removes hail coverage for dents that do not leak. How to find it on your declarations page.
cosmetic damage exclusion
Hail Damage on a Metal Roof: What It Looks Like
Hail damage on metal, tile and flat roofs shows up as dents, cracks and bruising, not granule loss. What that means for a Texas insurance claim.