Wind Damage vs Hail Damage: Not the Same Roof Claim
One storm, two perils. What changes when roof damage is called wind instead of hail, what does not, and why Texas deductibles rarely settle it.
hail damage
The Test Square: How Adjusters Actually Count Hail Hits
What a roof insurance adjuster’s test square actually is, what counts as a hit, and why the hit threshold for replacement varies by insurer.
What Size Hail Actually Damages a Roof
A size-by-size guide to what hail actually does to an asphalt shingle roof in Texas, and why size alone never settles whether you have real damage.
Functional vs Cosmetic Hail Damage: What Gets Paid
The one distinction that decides a Texas roof insurance payout after hail: functional damage vs cosmetic, and why the difference isn’t always visible.
Check Your Roof for Hail Damage From the Ground
How to spot real hail damage signs without climbing onto your roof, and the honest limits of a ground-level check before calling a professional.
Hail Damage Roof: Repair or Replace? An Honest Guide
Hail hit your Texas roof? The honest repair-or-replace framework a roofer uses: functional vs cosmetic damage, roof age, and the insurance math.
Hail Just Hit? What to Do in the First 72 Hours
A Texas homeowner’s ordered checklist for the first 72 hours after hail: what to check, what to photograph, and why nobody should be on the roof.