Storm Chaser Roofers in Texas: Red Flags to Watch
The red flags of storm chaser contractors after a Texas hailstorm, the one offer that is illegal, and how to vet a crew in 5 minutes.
insurance deductible
Homeowners Policy Declarations Page: Roof Guide
The four lines on your homeowners policy declarations page that matter for a roof claim: dwelling limit, deductibles, settlement basis, and endorsements.
RCV vs ACV Roof Claim: Why the First Check Is Smaller
RCV vs ACV roof claim settlements explained: what depreciation subtracts, why the first check is smaller, and how the second payment gets released.
Texas Wind Hail Deductible Percentage, Explained
Your Texas wind hail deductible percentage is on your declarations page, not in an average chart online. How the percentage mechanic actually works.
Should You File a Roof Insurance Claim in Texas?
An honest framework for deciding whether to file a roof insurance claim in Texas: deductible math, RCV vs ACV, and when filing costs more than it pays.
Two Hail Claims Same Year: What Actually Happens
Two hail claims same year, same roof: yes you can file again. What changes with a second claim, what Texas actually protects, and what your policy decides.
Wind Damage vs Hail Damage: Not the Same Roof Claim
One storm, two perils. What changes when roof damage is called wind instead of hail, what does not, and why Texas deductibles rarely settle it.
The Test Square: How Adjusters Actually Count Hail Hits
What a roof insurance adjuster’s test square actually is, what counts as a hit, and why the hit threshold for replacement varies by insurer.
Roof Insurance Claim Texas: Start to Finish
A full walk-through of the roof insurance claim Texas process, from before you file to the real TDI deadlines and when it becomes a professional’s job.