Texas Wind Hail Deductible Percentage, Explained
Your Texas wind hail deductible percentage is on your declarations page, not in an average chart online. How the percentage mechanic actually works.
Should You File a Roof Insurance Claim in Texas?
An honest framework for deciding whether to file a roof insurance claim in Texas: deductible math, RCV vs ACV, and when filing costs more than it pays.
Two Hail Claims Same Year: What Actually Happens
Two hail claims same year, same roof: yes you can file again. What changes with a second claim, what Texas actually protects, and what your policy decides.
Signs of Roof Leak in Attic After a Storm
Signs of roof leak in attic after storm are often indoors, not on the roof. What to look for, and what means calling someone today.
Hail Damage on a Metal Roof: What It Looks Like
Hail damage on metal, tile and flat roofs shows up as dents, cracks and bruising, not granule loss. What that means for a Texas insurance claim.
Tree Fell on Roof: What to Do First
Tree fell on roof what to do first: safety steps before anything else, then what happens with your insurance claim. No climbing, no guessing.
Roof Vent Hail Damage: Skylights and Flashing Too
Roof vent hail damage often hides next to skylight and flashing damage that gets missed. What to check from the ground, and what needs a pro.
Which Storm Was It? Finding a Hail Date for Your Address
Your insurer wants a date of loss. How to find hail history for your address using free NOAA and National Weather Service records, and what it proves.
How Long Do You Have to File a Roof Claim in Texas?
Four different clocks run on a Texas roof claim, and most articles mix them up. What your policy sets, what state law sets, and what TDI sets.
The Whole Street Is Getting New Roofs. Do You Need One?
Your neighbors are all replacing their roofs after the storm. Why that is not evidence about your roof, and the two free checks that settle it.